What is Debt Review?
Debt Review is a structured program that makes debt manageable and ultimately helps you become debt-free while protecting your assets from repossession.
DebtSafe works with you to create a personalised repayment plan that fits your budget. This plan is then negotiated with your creditors to lower your monthly repayment amounts, freeing up cash flow and giving you more financial stability.
With Debt Review you can regain control of your finances and overcome the overwhelming burden of debt.
When to Consider Debt Review
If you’re struggling to keep control of your finances, Debt Review can be a lifesaver. Here are some signs it might be right for you:
You’re worried about losing your assets due to debt.
You’re only making minimum payments & your debt keeps growing.
You’re getting calls from creditors about missed payments.
Your debt has become unaffordable.
How Debt Review Works
When you choose DebtSafe for Debt Review, here’s what you can expect:
Free Quote:
We’ll provide a free, no-obligation quote to show you how our proven process could improve your finances.
Personalised Plan:
We’ll develop a realistic repayment plan that allows you to afford your debt and essential living costs.
Expert Negotiation:
Our experienced team will work hard to negotiate lower monthly repayment amounts with your creditors.
Court Order Protection:
We’ll obtain a court order to ensure your creditors abide by the new repayment plan, giving you legal protection.
One Affordable Payment:
You’ll make one affordable monthly payment, which will then be distributed to your creditors according to the agreed plan.
Clearance Certificate:
Once you complete the process, you’ll receive a certificate that signifies your debt is paid and will help restore your credit score.
Benefits of Our Debt Review Process
Reduced Monthly Payments:
Free up cash flow through lowered monthly instalments and provide stability for your family.
Legal Protection:
Gain peace of mind knowing you’re shielded from creditor harassment and repossession of your home or car.
Manageable Repayment Plan:
Simplify your finances with one affordable monthly debt payment.
Expert Negotiation:
Our team fights for your best interests, negotiating with creditors on your behalf.
Debt-Free Future:
Work towards becoming debt-free and improving your credit score.
Why Debt Review Was Created
It was developed as a much-needed lifeline that provides a fair chance to the individual struggling with their debt to repay that debt in a fair and sustainable way. This means that they can cover their debts and essential living costs like school, rent, food, and commuting to work.
The end goal of Debt Review is to help South Africans achieve financial freedom.
Ready to Take Control?
If you’re overwhelmed by debt, Debt Review can be your path to a brighter financial future. Contact DebtSafe today for a free, no-obligation quote and let our experts guide you through the process.
Request Your Free Quote Here
