Do you have any idea what your credit record is reflecting? You might be under the impression that everything is A-Okay on your credit profile. But, what you don’t realise is, that it might have a few bumps and bruises already. Don’t you think it is about time to get, and keep, your score in
It is almost July and somewhere along the line, you could not stick to your financial resolutions as pledged. You had great expectations in January BUT are experiencing an entirely different story at this stage. Sound familiar? Life happens – no doubt about it. And, it is therefore best not to ponder over these past
To all the twenty- and thirty-somethings, with it being youth month and Father’s Day that is around the corner, what do you think about a ‘financial father figure’? You heard right – a mentor (just like a father or parent) that will guide you to your future financial independence. And, someone who can assist you
There are many Debt Review myths that people wrongly believe. Having incorrect or incomplete information undermines your ability to choose the right debt solution for your financial situation. Below we debunk and discuss the various myths that have plagued the Debt Review industry for years. Myth 1: Debt Counsellors Can’t Be Trusted to Help You
A mother is not simply just a mother or a juggler, multi-tasker and a ‘can’t-live-without-you’ type of being. Mothers are high energy SUPERMOMS – all of them. And, even though Mother’s Day might sound like a bit of a cliché this month – a tribute to South African SUPERMOMS has been long overdue. SUPERMOMS face
A short dictionary of the terms you’ll come across in Debt Review, Debt Counselling and Debt Consolidation. Alternatively known as the Debt Review Application Form. This is your Debt Review Application Form as required by the National Credit Act (NCA). Your Debt Counsellor needs this form to assess your financial situation. Your Debt Counsellor will
Excessive debt is such a burden. Are you sure that you want to carry your debt load throughout your lifetime? Freeing yourself from debt is not easy, but it is indeed possible. Fight debt off and free yourself from your dreadful load by adding/incorporating these four financial freedom fighters in your daily routine and lifestyle:
Loans, clothing accounts, expensive furniture buys and credit upon credit. The South African consumer’s debt struggle is heart-wrenching and unfortunately very real. Then there is also reckless credit to worry about. According to the National Credit Act (that aims to be fair and non-discriminatory), all consumers have the right to apply for credit (section 60).
April is here and it is in all probability your worst financial reality check. You may possibly even call it your ‘financial doomsday’ – the 2018 VAT rate increase. And, if you think that “there’s nothing to it” – you’d better THINK AGAIN. “As of the 1st of April almost every monthly expense will increase
Don’t you just love the smell of fresh bread, donuts and other pastries as you pass the grocery store’s entrance? Not to even mention the gadget display table that catches your eye, as you make your way to the cashier. There’s probably nothing you can do to avoid these manoeuvred marketing gimmicks, or is there?