DebtSafe Blog

SPEND Now to SAVE Later

The 31st of October is World Savings aka World Thrift Day. This year (2018) the focus of the #WorldSavingsDay2018 initiative is to celebrate YOU and the DREAMS you are saving for (#WhatDoYouWishFor).  The DebtSafe team, therefore, wants to highlight the importance of pursuing your dreams through your savings. Plus, various savings are not only beneficial

Change the Way You Think About Transport and Become a Frugal Traveller

Change the Way You Think About Transport and Become a Frugal Traveller

Has this month’s fuel increase kicked in and your pocket is without a doubt feeling the effect of it? Not to even mention the speculation that another expected fuel increase is going to take effect by the end of October. Although you are confronted with uncertainty revolving increases and the economy, NOW is NOT the

Prepare Your Pocket and Have a Rand-Wise Christmas This 2018

Prepare Your Pocket and Have a Rand-Wise Christmas This 2018

In a few months’ time, Christmas will be on your doorstep. And, are you certain that you are financially prepared for it? There are various costs involved when it comes to silly season festivities. To name but a few – travel, accommodation, pocket money, gifts, activities – and perhaps the biggest part of your expenditures

Considerations to Have a Frugal, Yet Special Wedding Day

Considerations to Have a Frugal, Yet Special Wedding Day

It is not only spring that is in bloom currently, but also many couples (you and your better half may be one of them) tend to get engaged in the ‘warmer’ seasons or are perhaps already planning for the Big Day. Weddings are not a financial walk in the park, that’s for sure. But, there

The Reality of South Africa’s Debt-Filled Culture

The Reality of South Africa's Debt-Filled Culture

The proof is in the pudding. Many South Africans are forming part of a modern-day debt-filled culture. And, whether they realise it or not, it is undeniably real and destructive for themselves, their families and the country’s macroeconomy. For all the proud South Africans this is perhaps a bit of a bold statement to make,

3 Clicks to Over-Indebtedness

3 Clicks to Over-Indebtedness

It is shocking and scary to know that consumers can pave their way to over-indebtedness with just three (3) clicks using modern-day technology. These days it is all to ‘normal’ to not only apply for credit but to also get it approved within a few seconds. The concerning question here is: does the credit provider

More Debt, More Drama

More Debt, More Drama

A bit of drama in your life cannot hurt. It only makes you stronger, does it not? Well, to be quite frank – if it includes large amounts of DEBT – it can surely be destructive, that’s for sure. According to the latest statistics from Old Mutual’s Savings and Investment Monitor, 41% of South Africans’

Women’s Month 2018: How to Develop a Thrifty Money Psychology

Women’s Month 2018: How to Develop a Thrifty Money Psychology

South African women don’t only tackle their daily schedules hands-on; they are also known as providers, chauffeurs, caretakers and so much more. It is therefore fair to say that women need all the support they can get – even if it requires financial guidance along their way. Since women endure and take care of various

Recommended Ways to Turn Your Debt Around

Recommended Ways to Turn Your Debt Around

Debt is such a familiar topic these days that you may feel: “Ah, same old talks, what on earth can be done about it?” Well, a little bit of introspection cannot hurt. If you look at increases and fuel or grocery prices – everything is continually snowballing. Many of these upsurges are intertwined and you

Madiba Wisdom: How to Make Your Way to Financial Freedom

Madiba Wisdom: How to Make Your Way to Financial Freedom

Proper finance management is one of the most valuable things that you and every other South African can implement in your lifestyles.  Although it entails regular commitment, diligence and appropriate planning from your side, the rewards can set you (and your loved ones) off to future financial freedom. Since Nelson Mandela Month is being celebrated

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